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Soaring Cost of Insurance Due to Storms, Fires Is Crushing Homeowners

Along with the increased natural risk, Waters blames Gov. Ron DeSantis for the crisis. Without robust rate caps such as those in California, insurance costs have risen by over 200% while DeSantis has been in office. And the actions DeSantis, who has received $3.9 million in donations from the insurance industry since 2018, has taken have done little to mitigate Floridians' concerns. In May of last year, DeSantis approved a $2 billion reinsurance fund that aimed to reduce prices and keep insurance companies from bankruptcy. He also signed legislation in December that protects insurance companies from liability claims and disincentivizes homeowners from filing claims to begin with. At the bill signing, Desantis said, "The issues in Florida's property insurance market did not occur overnight, and they will not be solved overnight." Despite these policies, insurance prices have continued to go up and insurers have continued to flee the market. Farmers Insurance and AAA are the most recent names to join the growing list of insurance companies that have stopped issuing policies in Florida.

#inflation #insurance #florida #desantis - businessinsider.com

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