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Morning Must-Read: Nick Bunker: The Future of Retirement Savings - Washington Center for Equitable Growth
Can we finally all admit that even though the defined-benefit pension system was inadequate the 401(k) system is worse? And that we need not a smaller but a larger Social Security system?
Nick Bunker: The Future of Retirement Savings: “Devlin-Foltz… Henriques, and… Sabelhaus…
…focus… on… participation…. The participation rate among working-age households… was close to 80 percent between 1989 and 2007. But… has dropped to… 75 percent…. [And] younger workers’ participation rate has fallen below the level of previous generations of young workers—today’s young workers aren’t saving as much younger workers in years past… [with] the biggest decline… among workers in the bottom half…